Fidelity: Investment-Grade Banking with Ironclad Security

Fidelity Investments – Trusted Financial Leadership

Renowned for brokerage and retirement services, with banking features like cash management and FDIC-insured sweep accounts  🔐 Security: Multi-layer cybersecurity, 24/7 monitoring, biometric login, fraud alerts  🔐Regulation: Registered with SEC, FINRA; FDIC coverage via partner banks for cash accounts

🔍 Why Fidelity Stands Out

• Advanced cybersecurity: Industry-standard network protections, encryption, and threat detection

• Regulatory strength: Complies with SEC, FINRA, and Regulation Best Interest (Reg BI) standards

• Investor-first design: Offers integrated banking and investing tools, ideal for long-term wealth building

• FDIC-insured cash sweep: Protects idle cash through partner banks up to $3M coverage

Pro Tip

If you're focused on wealth accumulation and investment strategy, Fidelity’s hybrid model—combining banking with brokerage—offers a powerful platform for managing both liquidity and long-term growth.

Comprehensive Wealth Management, Brokerage, and Retirement Solutions for Individuals and Institutions

Fidelity Investments is one of the largest and most respected financial services firms in the world, managing over $5.9 trillion in assets and overseeing more than $15 trillion in assets under administration.

Headquartered in Boston and privately held by FMR LLC, Fidelity offers a comprehensive suite of services including brokerage, wealth management, retirement planning, mutual funds, ETFs, and institutional investment solutions. The firm is known for its commitment to innovation, client-centric approach, and robust digital platforms that empower investors to achieve their financial goals. With a global presence spanning 11 countries and a workforce of over 78,000 professionals, Fidelity continues to lead the industry by delivering value, transparency, and long-term strategic insight

Fidelity Investments offers a wide range of financial plans and account types tailored to different goals and life stages. Here's a summary of the key options available:

Retirement Plans:

• 401(k): Employer-sponsored plan with pre-tax contributions and potential employer matching.

• 403(b): Similar to 401(k), designed for employees of nonprofits and government agencies.

• Traditional IRA: Tax-deferred growth with contributions made from earned income.

• Roth IRA: Contributions made with after-tax dollars; withdrawals in retirement are tax-free.

• SEP IRA & SIMPLE IRA: Retirement plans for self-employed individuals and small businesses.

Investment Accounts

• Brokerage Account: Flexible account for trading stocks, ETFs, mutual funds, and more.

• Managed Accounts: Personalized investment strategies managed by Fidelity professionals or robo-advisors.

Cash Management

• Cash Management Account: Combines banking features like bill pay and debit cards with investment access.

Education & Youth Accounts

• 529 College Savings Plan: Tax-advantaged savings for education expenses.

• Custodial Accounts (UGMA/UTMA): Investment accounts for minors managed by a custodian.

• Youth Account: For teens aged 13–17 to learn saving and investing with parental oversight.

Health & Estate Planning

• Health Savings Account (HSA): Save for medical expenses with potential tax-free growth.

• Inherited IRA: For beneficiaries of retirement accounts, with specific withdrawal rules.